• court

    Board Certified Commercial Real Estate Law and Residential Real Estate Law, Texas Board of Legal Specialization

  • gavel

    Board Certified Civil Trial Law and Personal Injury Trial Law, Texas Board of Legal Specialization

  • justice

    Board Certified Civil Trial Law, Texas Board of Legal Specialization


Since the early 1990’s, attorneys now with Cordray & Schneller have assisted clients as consumer or business debtors, creditors, committees, or trustees in navigating the bankruptcy process, out of court restructurings, foreclosure proceedings, and debt collection litigation. Cordray & Schneller is a debt relief agency. We help people file for bankruptcy relief under the U.S. Bankruptcy Code.
Business and Consumer Debtor Representation
Our debtor clients seek our assistance at the point at which their financial condition appears hopeless. Their business or personal finances have severely declined, and they are drowning in debt. For most businesses and consumers with serious debt problems, filing bankruptcy will put an immediate stop to creditor harassment as well as contested actions such as lawsuits, repossessions and foreclosures. Filing bankruptcy may provide a breathing space to regroup and get your business or personal financial life on a sounder footing.
Cordray & Schneller has represented debtor clients in pre-bankruptcy planning and restructuring negotiations. From a thorough pre-bankruptcy analysis to a plan that is both fair and aggressive, we can identify and eliminate issues before they arise.
We have represented (a) small business debtors such as single asset real estate debtors who own an office building or apartment complex, home builders, retail stores, contractors, and health care service providers and (b) consumer debtors engaged in a wide variety of occupations in both out of court restructurings and in formal bankruptcy cases under Chapters 7, 11 or 13. We focus on leading each client to a solution to the financial problems that have resulted in the need for restructuring of debt. We represent them in hearings in the bankruptcy court and in negotiations with their creditors with the goal of protecting them and their assets from lawsuits and other collection efforts so they can concentrate on reorganizing their personal and business finances. Our clients and attorneys work together as a team.
We would never encourage a business or consumer to file bankruptcy unless other alternatives do not provide the relief that such client requires. Bankruptcy should always be a last resort.
We also represent debtor clients as defendants in debt collection litigation. Frequently, we counsel them on whether settlement through negotiation or mediation is more cost effective and practical than trial.
Creditor and Committee Representation
Our creditor clients include traditional lenders such as banks and insurance companies, landlords, investment entities, individual lenders, official unsecured creditors’ committees, and governmental entities. We work as a team with the client to devise and execute a cost effective strategy to recover the maximum amount owed. We have represented secured creditors in real estate bankruptcies, out of court restructurings, and foreclosure proceedings. Our bankruptcy representation secured creditors involves relief from stay proceedings, plan negotiation, and claim resolution. We have also represented unsecured creditors and in particular, landlords and utility service providers in bankruptcy cases. We have particular expertise in representing creditors in Chapter 9 bankruptcies filed by political subdivisions and in negotiating with such debtors to achieve a consensual plan of arrangement in a cost effective manner which will satisfy the requirements of the Bankruptcy Code for confirmation. We also have significant experience in representing governmental creditors in restructuring matters involving failed economic development transactions. Our firm will utilize its bankruptcy and litigation attorneys to assist in connection with the defense of preference and fraudulent transfer actions under Chapter 5 of the Bankruptcy Code.


The information contained in this website is for informational purposes only and is not intended to give legal advice or counsel on any legal matter. The transmission and receipt of information contained on this website does not create an attorney-client relationship and should not be relied upon in place of legal counsel. Additionally, the transmission of an e-mail request for information does not create an attorney-client relationship and you should not send us via email any confidential information or facts relating to your legal problems or questions. Anyone receiving any part of the information on this website should not act upon the information without seeking professional legal counsel. Because of the potential for conflicts of interest, our law firm cannot establish an attorney-client relationship or provide legal advice without first investigating potential conflicts. The information on this website may not reflect the most current legal developments, verdicts, or settlements and should not be considered an indication of future results. Any links provided in this website are for the information and enjoyment of on-line readers and do not constitute an endorsement of products, advice, or services represented therein; and our law firm does not necessarily sponsor, endorse, or otherwise approve of such materials or information found in such links.

Unless otherwise noted, lawyers listed in this website are not certified by the Texas Board of Legal Specialization.